Want your money to work for you?
The Livret Actual saves for you, without you even thinking about it. Up to 12% gross interest per year on your savings. Part of your salary set aside automatically, available as soon as you need it.
How does the Livret Actual work?
The Livret Actual is opened automatically from your very first assignment, with no action required on your part. You choose to save all or part of your end-of-assignment allowances, paid leave, and bonuses.
Good to know for employees on a CDI intérimaire: only bonuses are eligible; paid leave can only be saved from the 5th week onwards.
Why choose the Livret Actual?
12% gross interest per year
Your savings grow, month after month.
Available at any time
You can withdraw all or part of your savings, with no conditions or proof required.
100% via the app
Balance, history, withdrawals, and settings, directly on my actual.
State-guaranteed
Your funds are secure, with no limit on the amount.
Manage your savings
From the my actual app, you can view your balance and transaction details, request a withdrawal by bank transfer or cheque, and adjust your monthly savings amount in just one click. Changes take effect immediately.
Good to know: the account never closes, but you can withdraw all of your available savings at any time.
Taxation: The saved amounts are subject to social contributions and tax upon withdrawal, based on your withholding tax rate.
Frequently asked questions
Actual answers your questions
All Actual group temporary employees, including those on a CDI intérimaire. The account opens automatically from your very first assignment, with no action required on your part.
Your end-of-assignment allowances, paid leave, and bonuses. For a CDI intérimaire, only bonuses are eligible; paid leave can only be saved from the 5th week onwards.
12% gross interest per year. Interest is generated every month and in turn generates interest itself.
Yes, at any time and with no conditions. You can choose a full or partial withdrawal, by bank transfer or cheque, within 48 business hours.
Directly from the my actual app, in just one click. Changes are applied immediately, without having to contact your agency.
Yes, the funds deposited are guaranteed by the State, with no limit on the amount, and are as secure as your salary.
No, the account always remains open. However, you can withdraw all of your available savings at any time.
Yes, any withdrawn amount is subject to social contributions and tax based on your withholding tax rate.
Ready to grow your savings?
Ask your local agency or set up your Livret Actual directly in the app.