---
title: "Save your temporary work bonuses at 12% with the Actual CET | Actual group"
description: "Save your temporary end-of-assignment bonuses at 12% per year. Your money remains available at any time, with no fees or proof required."
canonical_url: "https://www.actualgroup.com/en/benefits/cet"
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meta:
  "og:description": "Save your temporary end-of-assignment bonuses at 12% per year. Your money remains available at any time, with no fees or proof required."
  "og:title": "Save your temporary work bonuses at 12% with the Actual CET"
---

# **Want your money to work for you?**

The Livret Actual saves for you, without you even thinking about it. Up to 12% gross interest per year on your savings. Part of your salary set aside automatically, available as soon as you need it.

[Download the my actual app](https://bit.ly/3H7OPzT)

## How does the Livret Actual work?

The Livret Actual is opened automatically from your very first assignment, with no action required on your part. You choose to save all or part of your end-of-assignment allowances, paid leave, and bonuses.

> **Good to know*** for employees on a CDI intérimaire: only bonuses are eligible; paid leave can only be saved from the 5th week onwards.*

## **Why choose the Livret Actual?**

![Des piles de pièces de monnaie de hauteur croissante à côté d'une tirelire cochon rose.](https://www.actualgroup.com/_ipx/w_1280&f_webp&q_75/https://natural-captain-d84c893901.media.strapiapp.com/12_d_interets_bruts_par_an_fc36bdeee5.jpg)

### **12% gross interest per year**

Your savings grow, month after month.

![Un réveil noir posé sur le clavier d'un ordinateur portable.](https://www.actualgroup.com/_ipx/w_1280&f_webp&q_75/https://natural-captain-d84c893901.media.strapiapp.com/Disponible_a_tout_moment_aa34df7a4a.jpg)

### **Available at any time**

You can withdraw all or part of your savings, with no conditions or proof required.

![Une femme utilise son smartphone pour postuler à des offres d'emploi depuis l'application mobile.](https://www.actualgroup.com/_ipx/w_1280&f_webp&q_75/https://natural-captain-d84c893901.media.strapiapp.com/100_depuis_l_app_1f7e2af429.jpg)

### **100% via the app**

Balance, history, withdrawals, and settings, directly on my actual.

![Main tenant un bouclier bleu avec une coche jaune, illustrant la garantie de l'État.](https://www.actualgroup.com/_ipx/w_1280&f_webp&q_75/https://natural-captain-d84c893901.media.strapiapp.com/Garanti_par_l_Etat_5b58a411f1.jpg)

### **State-guaranteed**

Your funds are secure, with no limit on the amount.

![Une jeune femme souriante gère son épargne sur son smartphone.](https://www.actualgroup.com/_ipx/w_1280&f_webp&q_75/https://natural-captain-d84c893901.media.strapiapp.com/Gerer_son_epargne_b799f8e9d5.jpg)

## **Manage your savings**

From the my actual app, you can view your balance and transaction details, request a withdrawal by bank transfer or cheque, and adjust your monthly savings amount in just one click. Changes take effect immediately.

**Good to know: the account never closes, but you can withdraw all of your available savings at any time.**

Taxation: The saved amounts are subject to social contributions and tax upon withdrawal, based on your withholding tax rate.

**Frequently asked questions**

## **Actual answers your questions**

All Actual group temporary employees, including those on a CDI intérimaire. The account opens automatically from your very first assignment, with no action required on your part.

Your end-of-assignment allowances, paid leave, and bonuses. For a CDI intérimaire, only bonuses are eligible; paid leave can only be saved from the 5th week onwards.

12% gross interest per year. Interest is generated every month and in turn generates interest itself.

Yes, at any time and with no conditions. You can choose a full or partial withdrawal, by bank transfer or cheque, within 48 business hours.

Directly from the my actual app, in just one click. Changes are applied immediately, without having to contact your agency.

Yes, the funds deposited are guaranteed by the State, with no limit on the amount, and are as secure as your salary.

No, the account always remains open. However, you can withdraw all of your available savings at any time.

Yes, any withdrawn amount is subject to social contributions and tax based on your withholding tax rate.

![Deux personnages stylisés dessinés au trait noir consultent ensemble des informations sur un écran.](https://www.actualgroup.com/_ipx/w_640&f_webp&q_75/https://natural-captain-d84c893901.media.strapiapp.com/FAQ_Illu_Black_92e27a3e9b.png)

![Un salarié utilise son smartphone pour gérer et faire fructifier son épargne.](https://www.actualgroup.com/_ipx/w_1280&f_webp&q_75/https://natural-captain-d84c893901.media.strapiapp.com/Pret_a_faire_fructifier_votre_epargne_85b4155419.jpg)

## **Ready to grow your savings?**

Ask your local agency or set up your Livret Actual directly in the app.

[Download the my actual app](https://bit.ly/3H7OPzT)

## Sitemap

See the full [sitemap](/sitemap.md) for all pages.